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Homeowner & Renovation

Multigenerational Home Renovation Tax Credit

A refundable credit worth up to $7,500 for building a secondary unit for a senior or adult with a disability.

Who it's for

Multi-generational familiesOntario / Canada

Official source

Government of Canada ↗Verify current details here

Last reviewed

2026Subject to change

Download — Multigenerational Home Renovation Tax Credit Fact Sheet

Free quick-reference guide (PDF, courtesy of TRREB). Save or print for easy reference.

⬇ Multigenerational Home Renovation Tax Credit (PDF)

Overview

This refundable federal credit covers 15% of up to $50,000 in qualifying renovation costs (max $7,500) to create a self-contained secondary unit so a senior (65+) or an adult eligible for the disability tax credit can live with family.

Eligibility

✓  Renovation creates a self-contained secondary dwelling unit
✓  For a qualifying relative who is 65+ or eligible for the DTC
✓  Both must ordinarily live in the home within 12 months of completion

Benefits

★  15% refundable credit on up to $50,000 of costs
★  Up to $7,500 back — even if you owe no tax
★  Supports aging-in-place and in-law suites

How to Apply

→  Keep all renovation receipts and contracts
→  Claim on line 45355 of your tax return for the completion year
Official program details — Government of Canada ↗

Multigenerational Home Renovation Tax Credit — FAQs

Common questions about this program.

Does the unit need its own entrance?

It must be a self-contained unit (private entrance, kitchen, bathroom and sleeping area).

Related Resources

All Government Programs → Free Home Evaluation → Buyer Resources → Mortgage Calculator → Land Transfer Tax Calculator → FHSA / RRSP / TFSA Guide →

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This page is for general informational purposes only and is not legal, tax, or financial advice. Program details, eligibility, amounts, and deadlines change frequently — confirm current information with Government of Canada (linked above) and consult a qualified professional before relying on this information.
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