Tej Thakor Broker of Record / Owner 647-684-1731
📅 Free Educational Event

First-Time Home Buyer Seminar in the GTA

Learn the step-by-step process to buy your first home with confidence.

We recently hosted a successful First-Time Home Buyer Seminar where buyers learned directly from an experienced real estate team, mortgage professionals, a real estate lawyer, and a home inspector. This seminar was designed to educate first-time home buyers, newcomers, growing families, and anyone planning to buy a home in Ontario.

Get First-Time Buyer Guide

What We Covered in Our First-Time Home Buyer Seminar

Our recent seminar covered everything a first-time buyer needs to understand before entering the real estate market.

1
Current real estate market update
2
Step-by-step home buying process
3
Mortgage pre-approval and affordability
4
Down payment and closing costs
5
FHSA, RRSP Home Buyers' Plan, and first-time buyer programs
6
Choosing the right property type: condo, townhouse, semi-detached, detached
7
How to review listings and market value
8
Home inspection process
9
Role of a real estate lawyer
10
Agreement of Purchase and Sale basics
11
Conditional vs firm offers
12
Multiple offer strategy
13
What happens from offer acceptance to closing day

Learn From a Trusted Real Estate Panel

The seminar included a knowledgeable panel of professionals who shared practical advice to help buyers understand the real-world buying process, avoid costly mistakes, and make confident decisions.

🏠

Tej Thakor

Broker of Record / Owner · Royal LePage Terra Realty

👥

Royal LePage Terra Agent Team

Buyer specialists across the GTA

💰

Mortgage Specialist Team

Pre-approval, GDS/TDS, and rate strategy

⚖️

Real Estate Lawyer

APS review, title, closing & legal protection

🔍

Home Inspector

Pre-purchase inspection & red flags

Why First-Time Buyers Should Attend

Buying your first home can feel confusing, especially with changing interest rates, market prices, mortgage rules, legal steps, and closing costs. Our seminar helps buyers understand the process before making a major financial decision.

Understand how much home you can afford
Learn how mortgage approval works
Know what costs to expect before closing
Avoid common first-time buyer mistakes
Learn how to compare properties properly
Understand how offers and negotiations work
Meet trusted professionals before you buy
Build confidence before entering the market

Watch Seminar Highlights

Short videos and clips captured during our recent First-Time Home Buyer Seminar.

Seminar highlight videos coming soon After each seminar, we'll upload Instagram reels and short clips. Manage in WP Admin → Reels (set type to "🎤 Seminar highlight").

Seminar Moments

Audience participation, speaker sessions, group photos, and event highlights from our seminars.

Seminar photos coming soon Upload event photos via WP Admin → Seminar Photos → Add New. They'll auto-display in this gallery.

What Attendees Are Saying

Real feedback from attendees of our First-Time Home Buyer Seminars.

★★★★★

"Tej has an incredible depth of knowledge and explained every important part of the home buying process in a simple way. A very informative seminar that every first-time buyer should attend!"

KS

Karan Shah

Scarborough

★★★★★

"Highly recommend this First-Time Home Buyer Seminar! We learned so much, met industry professionals, and left feeling confident about our next steps."

PS

Pawandeep Singh

Brantford

★★★★★

"We came from Toronto to attend the First-Time Home Buyer Seminar hosted by Tej Thakor, Usha Parmar, and their team, and it was absolutely worth the trip! The seminar was informative, easy to understand, and answered all of our questions. We also had the chance to meet a mortgage specialist, real estate lawyer, and home inspector, which made the experience even more valuable. A week later, Tej and Usha took the time to provide us with a one-on-one consultation based on our personal situation. Their guidance, patience, and genuine care really stood out. Great people, great food, and a great learning experience. We highly recommend this seminar to anyone planning to buy their first home!"

AP

Abhishek Patel

Toronto

★★★★★

"We attended the First-Time Home Buyer Seminar in Mississauga hosted by Tej Thakor, Usha Parmar, and their team, and it was an excellent experience. In just one hour, we learned so much about the home buying process. The seminar was well organized, easy to understand, and all of our questions and doubts were answered clearly. The team also provided helpful guides and resources that made the entire process much easier to understand. If you’re thinking about buying your first home, we highly recommend attending this seminar. The knowledge and confidence you’ll gain are truly valuable. Thank you, Tej, Usha, and the team, for taking the time to educate first-time buyers and helping families make informed decisions."

ZM

Zakia Munsab

Mississauga

★★★★★

"Tej has an incredible depth of knowledge and explained every important part of the home buying process in a simple way. A very informative seminar that every first-time buyer should attend!"

KS

Karan Shah

Scarborough

★★★★★

"Highly recommend this First-Time Home Buyer Seminar! We learned so much, met industry professionals, and left feeling confident about our next steps."

PS

Pawandeep Singh

Brantford

★★★★★

"We came from Toronto to attend the First-Time Home Buyer Seminar hosted by Tej Thakor, Usha Parmar, and their team, and it was absolutely worth the trip! The seminar was informative, easy to understand, and answered all of our questions. We also had the chance to meet a mortgage specialist, real estate lawyer, and home inspector, which made the experience even more valuable. A week later, Tej and Usha took the time to provide us with a one-on-one consultation based on our personal situation. Their guidance, patience, and genuine care really stood out. Great people, great food, and a great learning experience. We highly recommend this seminar to anyone planning to buy their first home!"

AP

Abhishek Patel

Toronto

★★★★★

"We attended the First-Time Home Buyer Seminar in Mississauga hosted by Tej Thakor, Usha Parmar, and their team, and it was an excellent experience. In just one hour, we learned so much about the home buying process. The seminar was well organized, easy to understand, and all of our questions and doubts were answered clearly. The team also provided helpful guides and resources that made the entire process much easier to understand. If you’re thinking about buying your first home, we highly recommend attending this seminar. The knowledge and confidence you’ll gain are truly valuable. Thank you, Tej, Usha, and the team, for taking the time to educate first-time buyers and helping families make informed decisions."

ZM

Zakia Munsab

Mississauga

Want to Attend Our Next First-Time Home Buyer Seminar?

We regularly host educational sessions for first-time home buyers across the GTA. If you are planning to buy your first home, register your interest and our team will invite you to the next seminar.

Frequently Asked Questions

Quick answers to common questions about our First-Time Home Buyer Seminar.

Who should attend this First-Time Home Buyer Seminar?

Anyone planning to buy their first home in Ontario — first-time buyers, newcomers to Canada, growing families, and renters thinking about homeownership. Also great for parents helping adult children buy. The seminar is free and educational, with no sales pressure.

Is this seminar only for first-time buyers?

It's designed primarily for first-time buyers, but repeat buyers who haven't purchased in 5+ years often qualify for the same first-time buyer programs (FHSA, RRSP HBP, land transfer tax rebates) and find the content extremely useful. All buyers welcome.

Do I need mortgage pre-approval before attending?

No — pre-approval is not required to attend. In fact, many attendees come specifically to learn HOW pre-approval works so they can confidently start the process. A mortgage specialist will be available to answer questions and explain the steps.

What areas do you serve?

We serve the entire Greater Toronto Area — Mississauga, Brampton, Caledon, Vaughan, Markham, Toronto, Scarborough, Oakville, Milton, Burlington, Whitby, Ajax, Pickering, Oshawa, Hamilton, Kitchener, Waterloo, and surrounding areas. Seminars typically rotate between Brampton, Mississauga, and Vaughan locations.

Will I learn about closing costs?

Yes — closing costs is one of the most important topics. You'll learn the full breakdown: Land Transfer Tax (Ontario + Toronto MLTT), lawyer fees, title insurance, CMHC mortgage default insurance (PST portion), home inspection, status certificate (condos), property tax adjustments, and more. Budget 1.5%–4% of purchase price typically.

Will a mortgage specialist be available?

Yes — a licensed mortgage broker / specialist attends every seminar. They explain qualification ratios (GDS/TDS), down payment requirements, rate strategy (fixed vs variable), CMHC mortgage default insurance, stress test, and rate-hold options. You can ask them direct questions about your specific situation.

Will a lawyer explain legal steps?

Yes — a real estate lawyer covers the entire legal closing process: reviewing the Agreement of Purchase and Sale (APS), title search, requisitions, statement of adjustments, what happens on closing day, key deliverables, and your rights/protections as a buyer.

How do I register for the next seminar?

Click any "Register for Next Seminar" or "Notify Me About Next Seminar" button on this page. Fill the short registration form — we collect your name, contact info, preferred city, and buying timeline. When the next seminar date is announced (typically every 6–8 weeks), our team emails you the invite with date, time, and location.

Ready to learn how to buy your first home?

Join us at our next First-Time Home Buyer Seminar and walk in confident. Free, educational, no pressure.

Call Tej Now 647-684-1731 · Available Mon–Sat