First-time buyers can claim up to $4,000 off Ontario Land Transfer Tax — and up to $4,475 more in Toronto.
Free quick-reference guide (PDF, courtesy of TRREB). Save or print for easy reference.
⬇ Land Transfer Tax Rebates (PDF)Ontario charges Land Transfer Tax on home purchases; Toronto adds a second municipal LTT. First-time buyers qualify for a provincial rebate of up to $4,000 and, in Toronto, an additional municipal rebate of up to $4,475.
| ✓ First-time home buyer, 18+ |
| ✓ Canadian citizen or permanent resident |
| ✓ Occupy the home as principal residence within 9 months |
| ✓ Have never owned a home anywhere in the world |
| ★ Up to $4,000 provincial LTT rebate |
| ★ Up to $4,475 additional Toronto municipal LTT rebate |
| ★ Often claimed automatically at closing by your lawyer |
| → Tell your real estate lawyer you're a first-time buyer |
| → The rebate is usually applied at closing |
| → If not, apply to the Ministry of Finance within 18 months |
Common questions about this program.
Yes — use our Land Transfer Tax calculator, which includes the first-time buyer rebate.
Contact Tej Thakor, Broker of Record at Royal LePage Terra Realty, for professional real estate guidance across the GTA and surrounding areas — in English, Hindi & Gujarati.
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